Not sure which product fits? Try the PathFinder first →
Answer a few honest questions and we'll show you the products most likely to fit your situation — no pressure, no carrier form until you're ready.
Choose the option that best matches your goal. Not sure? Pick the closest one — we'll sort it out together.
TrueForge Life is an independent agency. This tool is educational — coverage subject to carrier underwriting and approval.
Your age, state, and tobacco use are the three biggest factors in determining which products you may qualify for and at what estimated cost.
Tobacco Use in the Last 12 Months
We do not share your information with any third party without your consent. This form does not initiate a policy application.
Not sure of the exact amount? Give us your best estimate — this helps us point you toward the right products. You can always adjust.
Not sure how much you need? Final expense coverage typically ranges from $5,000–$30,000. Mortgage protection is usually tied to your remaining loan balance. Family income protection is often 10–12× your annual income.
Coverage amounts shown are illustrative only. Actual available coverage depends on your age, health, and the carrier's underwriting guidelines.
Select any conditions that apply to you. This helps us estimate whether you're more likely to qualify for standard simplified issue, graded benefit, or guaranteed issue coverage.
This health information is used only to estimate product fit. It is not submitted to any insurance carrier. All answers are self-reported and do not constitute an application or underwriting decision.
This helps us understand if you're starting fresh or looking to supplement or replace existing coverage.
Do you currently have life insurance?
Who is the primary beneficiary?
This information does not initiate a replacement transaction. Replacement disclosures are completed as part of the formal carrier application process.
Enter your name and best contact number. Dominic may reach out to confirm your results and answer any questions before you start the application.
TrueForge Life does not share your personal information with third parties for marketing purposes. Standard phone/text rates may apply.
Here to explain — not to decide
TrueForge Life, LLC is a licensed independent insurance agency, not an insurance carrier. Dominic Raciti, NPN: 19647356. Licensed in Indiana, Arkansas, Texas, and 40+ additional states. Products and availability vary by state and are subject to individual carrier underwriting guidelines. | Tool & Methodology Disclosure: The TrueForge Protection Assessment™, TrueForge Protection Score™, Family Exposure Report™, Coverage Confidence Meter™, Family Impact Timeline™, PathFinder™, and all related scoring tools are proprietary educational instruments developed by TrueForge Life, LLC. Results, scores, and estimates generated by these tools are for informational and educational purposes only. They do not constitute insurance advice, a binding quote, an offer of coverage, or a guarantee of eligibility or premium. Actual coverage, eligibility, and pricing are determined solely by the issuing carrier based on a completed application and full underwriting review. The phrase "may qualify" and all estimated figures are illustrative only. | Privacy: No personal data entered into any TrueForge Life tool is stored, sold, or shared with third parties. | © 2026 TrueForge Life, LLC. All tool names, scoring methodologies, and content on this site are proprietary and may not be reproduced without written permission.