Most families don't know their actual coverage gap — they just know they probably need something. TrueForge's free assessment gives you a personalized Protection Score, a dollar-for-dollar Exposure Report, and a clear next step. No sales pitch. No pressure. Just clarity.
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Most people buy insurance based on gut feeling. TrueForge gives you data — your actual numbers, your actual gap, your actual confidence — before you spend a dollar.
A composite score from 0–100 measuring your family's actual protection position — not just whether you have a policy.
Your actual dollar exposure if coverage falls through — personalized to your income, mortgage, and obligations.
How likely you are to qualify for coverage today — based on your health profile, age, and product alignment.
Health issues, past declines, no medical exam — we work with carriers who say yes when others say no. Guaranteed acceptance options available. Coverage from $5K–$50K. Premiums locked in for life.
A declined application doesn't mean no coverage — it means you applied to the wrong carrier.
I know which carriers accept diabetes, heart conditions, COPD, and prior declines. A 5-minute call can change everything.
Whether you're protecting your mortgage, leaving a legacy, or building cash value — we have a solution that fits.
Affordable coverage that pays off your home and replaces your income if the unexpected happens.
Permanent coverage that builds cash value tied to market index growth — with zero downside risk.
Permanent coverage for funeral costs and final expenses — even if you've been declined before or have health conditions.
Fast approval without the waiting room. Answer a few health questions and get covered today.
From first conversation to active policy — most clients are covered the same week they reach out.
We hop on a quick call to understand your family's needs, budget, and goals. No pressure, no jargon.
I shop across our top carrier partners to find the best coverage at the lowest rate — tailored to you.
Sign your application digitally. Same-day and next-day approvals are common with simplified issue policies.
"I had no idea how easy getting life insurance could be. No doctor visit, approved the same afternoon. He walked me through everything on the phone and I felt completely comfortable."
"We'd been putting off life insurance for years. He found us a plan that covers our mortgage AND gives us cash value. Our monthly payment is less than what I expected."
"My mother is 72 and I was worried she wouldn't qualify anywhere. He found her a final expense policy the same day we called. Genuinely grateful."
We know you've probably been burned by pushy agents or confusing fine print before. Here's everything you need to know before you ever pick up the phone.
Every carrier I work with is independently rated for financial strength. Your beneficiary gets paid — that's the only thing that matters.
Ratings reflect AM Best financial strength ratings as of 2024. Additional carriers available depending on your state and health profile.
All applications are processed over carrier-grade encrypted connections. Your personal and health information is never stored on this website.
Your information is never sold or shared with third-party marketers. We connect you with one agent — Dominic — and one carrier at a time.
Getting a quote costs nothing and commits you to nothing. You'll never be pressured, called repeatedly, or handed off to a call center.
When you call (574) 392-0192, you reach Dominic directly — not a receptionist, not a voicemail maze, not a sales team.
10–20 yes/no questions over the phone. No doctor visit. No blood draw. Dominic reads every question out loud if you prefer.
They verify your answers against a prescription database and the MIB — a standard industry database. This happens automatically and takes minutes.
Simplified issue policies are frequently approved the same day or within 24 hours. Guaranteed issue policies are approved on the spot — no health questions at all.
Your policy documents arrive digitally or by mail. Coverage begins on the policy issue date. Dominic stays on as your point of contact for the life of your policy.
I've helped people in their 50s, 60s, 70s, and 80s find coverage — including people who were told they couldn't qualify anywhere. You owe it to your family to find out what you actually qualify for.
📅 Book a Free 30-Min Call 📞 Or call directly — (574) 392-0192Quotes are 100% free. I don't charge consulting fees. My compensation comes from the carrier only after you decide to purchase a policy — and only the one that's right for you.
Answer a few questions privately and see which products you're most likely to qualify for — before speaking with anyone.
Start the Coverage Assistant →Three free tools built to give you real insight — not a generic form that leads to a sales pitch. Know your numbers before you talk to anyone.
Answer 7 guided questions and get matched to the right product type — final expense, mortgage protection, term life, or permanent. Includes a real premium estimate range and AI concierge.
See exactly what your family would face financially if something happened tomorrow. Real numbers — your balance, monthly burden, years of payments — plus an estimated coverage cost range.
Get your score from 1–100 across five categories: coverage amount, mortgage protection, income replacement, dependent coverage, and age & timing. Includes a personalized gap analysis.
Already know what you need?
Skip the tools and go straight to your personalized application experience.
Book a free 15-minute call — no obligation, no pressure. Just honest answers.