/* ===== TrueForge Insurance — Global Styles ===== */

:root {
  --navy: #0a1f44;
  --navy-light: #132d5e;
  --gold: #c9973a;
  --gold-light: #e8b455;
  --white: #ffffff;
  --off-white: #f7f8fc;
  --gray: #6b7280;
  --gray-light: #e5e7eb;
  --text: #1a202c;
  --radius: 10px;
  --shadow: 0 4px 24px rgba(10,31,68,0.10);
  --shadow-lg: 0 8px 40px rgba(10,31,68,0.16);
  --font: 'Inter', 'Segoe UI', system-ui, sans-serif;
  --max-width: 1160px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  font-size: 16px;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4 { line-height: 1.25; font-weight: 700; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 4vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 3vw, 1.6rem); }
h4 { font-size: 1.1rem; }
p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

.section-label {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
}

.section-title {
  color: var(--navy);
  margin-bottom: 1rem;
}

.section-subtitle {
  color: var(--gray);
  font-size: 1.1rem;
  max-width: 640px;
  margin: 0 auto 2.5rem;
}

.text-center { text-align: center; }

/* ===== LAYOUT ===== */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
}

section {
  padding: 5rem 0;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 1.9rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.2s;
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(201,151,58,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn-navy:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
}

/* ===== NAV ===== */
.nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--navy);
  box-shadow: 0 2px 12px rgba(10,31,68,0.3);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav-logo img {
  height: 46px;
  width: auto;
}

.nav-logo-text {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.02em;
}
.nav-logo-text span { color: var(--gold); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.nav-links a {
  color: rgba(255,255,255,0.82);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.5rem 0.85rem;
  border-radius: 6px;
  transition: all 0.15s;
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.nav-phone {
  color: var(--gold);
  font-weight: 700;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1a3a6b 60%, #0d2a52 100%);
  color: var(--white);
  padding: 6rem 0 5rem;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  position: relative;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(201,151,58,0.15);
  border: 1px solid rgba(201,151,58,0.4);
  border-radius: 100px;
  padding: 0.35rem 1rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold-light);
  margin-bottom: 1.5rem;
}

.hero h1 { color: var(--white); margin-bottom: 1.25rem; }
.hero h1 span { color: var(--gold); }

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.78);
  margin-bottom: 2rem;
  max-width: 500px;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-trust {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
}
.hero-trust-item .icon { color: var(--gold); font-size: 1rem; }

.hero-card {
  background: var(--white);
  border-radius: 16px;
  padding: 2rem;
  box-shadow: var(--shadow-lg);
  color: var(--text);
}

.hero-card-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.25rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--gray-light);
}

.product-list li {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--gray-light);
  font-size: 0.92rem;
  font-weight: 500;
}
.product-list li:last-child { border-bottom: none; }
.product-list .check { color: var(--gold); font-size: 1.1rem; }

.hero-card-cta {
  margin-top: 1.5rem;
}

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--off-white);
  border-top: 1px solid var(--gray-light);
  border-bottom: 1px solid var(--gray-light);
  padding: 1.5rem 0;
}

.trust-bar-inner {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.trust-stat {
  text-align: center;
}
.trust-stat strong {
  display: block;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--navy);
}
.trust-stat span {
  font-size: 0.8rem;
  color: var(--gray);
  font-weight: 500;
}

.trust-divider {
  width: 1px;
  height: 40px;
  background: var(--gray-light);
}

/* ===== CARRIERS ===== */
.carriers {
  padding: 3rem 0;
  background: var(--white);
}

.carriers-title {
  text-align: center;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray);
  margin-bottom: 1.75rem;
}

.carriers-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.carrier-badge {
  background: var(--off-white);
  border: 1px solid var(--gray-light);
  border-radius: 8px;
  padding: 0.6rem 1.4rem;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--navy);
  letter-spacing: 0.02em;
}

/* ===== PRODUCTS ===== */
.products { background: var(--off-white); }

.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.product-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
  border: 2px solid transparent;
  transition: all 0.25s;
  cursor: pointer;
}
.product-card:hover {
  border-color: var(--gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.product-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 1.25rem;
}

.product-card h3 {
  color: var(--navy);
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
}

.product-card p {
  color: var(--gray);
  font-size: 0.9rem;
  margin-bottom: 1.25rem;
}

.product-features {
  margin-bottom: 1.5rem;
}
.product-features li {
  font-size: 0.85rem;
  color: var(--text);
  padding: 0.25rem 0;
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
}
.product-features li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

.product-link {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--navy);
  display: flex;
  align-items: center;
  gap: 0.3rem;
  transition: gap 0.2s;
}
.product-link:hover { gap: 0.6rem; color: var(--gold); }

/* ===== HOW IT WORKS ===== */
.how-it-works { background: var(--white); }

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 2.5rem;
  position: relative;
}

.steps::before {
  content: '';
  position: absolute;
  top: 28px;
  left: calc(16.66% + 2rem);
  right: calc(16.66% + 2rem);
  height: 2px;
  background: var(--gray-light);
  z-index: 0;
}

.step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-size: 1.2rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
  box-shadow: 0 4px 16px rgba(10,31,68,0.25);
}

.step h3 {
  color: var(--navy);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}
.step p { color: var(--gray); font-size: 0.9rem; }

/* ===== TESTIMONIALS ===== */
.testimonials { background: var(--navy); color: var(--white); }
.testimonials .section-title { color: var(--white); }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.testimonial-card {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 1.75rem;
  transition: background 0.2s;
}
.testimonial-card:hover { background: rgba(255,255,255,0.11); }

.stars {
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 1rem;
  letter-spacing: 2px;
}

.testimonial-card blockquote {
  font-size: 0.95rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.85);
  margin-bottom: 1.25rem;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: var(--navy);
  font-size: 0.9rem;
  flex-shrink: 0;
}

.testimonial-author strong {
  display: block;
  font-size: 0.9rem;
}
.testimonial-author span {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
}

/* ===== FAQ ===== */
.faq { background: var(--off-white); }

.faq-list {
  max-width: 760px;
  margin: 2rem auto 0;
}

.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  margin-bottom: 0.75rem;
  box-shadow: var(--shadow);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 1.25rem 1.5rem;
  text-align: left;
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  transition: background 0.15s;
}
.faq-question:hover { background: var(--off-white); }

.faq-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  transition: transform 0.3s, background 0.2s;
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
  background: var(--gold);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}
.faq-item.open .faq-answer { max-height: 400px; }

.faq-answer-inner {
  padding: 0 1.5rem 1.25rem;
  color: var(--gray);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* ===== CTA BAND ===== */
.cta-band {
  background: linear-gradient(135deg, var(--gold) 0%, #b8842e 100%);
  padding: 4rem 0;
  text-align: center;
}

.cta-band h2 { color: var(--navy); margin-bottom: 0.75rem; }
.cta-band p { color: rgba(10,31,68,0.75); font-size: 1.05rem; margin-bottom: 2rem; }

.cta-band-actions {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ===== CONTACT ===== */
.contact { background: var(--white); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}

.contact-info h3 {
  color: var(--navy);
  margin-bottom: 1.5rem;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.contact-item-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.contact-item-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--gray);
  margin-bottom: 0.2rem;
}

.contact-item-text a,
.contact-item-text span {
  color: var(--navy);
  font-weight: 600;
  font-size: 1rem;
}
.contact-item-text a:hover { color: var(--gold); }

.contact-form {
  background: var(--off-white);
  border-radius: 16px;
  padding: 2rem;
}

.contact-form h3 {
  color: var(--navy);
  margin-bottom: 1.5rem;
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.form-group {
  margin-bottom: 1rem;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 2px solid var(--gray-light);
  border-radius: 8px;
  font-size: 0.95rem;
  font-family: var(--font);
  background: var(--white);
  color: var(--text);
  transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy);
}

.form-group textarea { resize: vertical; min-height: 100px; }

/* ===== ABOUT PAGE ===== */
.about-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1a3a6b 100%);
  color: var(--white);
  padding: 5rem 0;
}

.about-hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-hero h1 { color: var(--white); margin-bottom: 1rem; }
.about-hero h1 span { color: var(--gold); }
.about-hero p { color: rgba(255,255,255,0.8); font-size: 1.05rem; }

.agent-photo {
  width: 100%;
  max-width: 380px;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  margin: 0 auto;
  background: rgba(255,255,255,0.1);
  aspect-ratio: 3/4;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 5rem;
  color: rgba(255,255,255,0.3);
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}

.value-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.value-icon {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.value-card h3 { color: var(--navy); font-size: 1.1rem; margin-bottom: 0.5rem; }
.value-card p { color: var(--gray); font-size: 0.9rem; margin: 0; }

.states-section { background: var(--navy); color: var(--white); }
.states-section .section-title { color: var(--white); }

.states-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1.5rem;
  justify-content: center;
}

.state-badge {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 6px;
  padding: 0.35rem 0.85rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  transition: all 0.15s;
}
.state-badge:hover {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

/* ===== PRODUCTS PAGE ===== */
.product-detail {
  padding: 5rem 0;
  border-bottom: 1px solid var(--gray-light);
}
.product-detail:nth-child(even) { background: var(--off-white); }

.product-detail-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.product-detail:nth-child(even) .product-detail-inner { direction: rtl; }
.product-detail:nth-child(even) .product-detail-inner > * { direction: ltr; }

.product-detail-visual {
  background: linear-gradient(135deg, var(--navy), #1a3a6b);
  border-radius: 16px;
  padding: 2.5rem;
  color: var(--white);
  min-height: 300px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.product-detail-visual .big-icon {
  font-size: 3.5rem;
  margin-bottom: 1.5rem;
}

.product-detail-visual h3 {
  color: var(--gold);
  font-size: 0.82rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.product-detail-visual p { color: rgba(255,255,255,0.75); font-size: 0.92rem; margin: 0; }

.product-detail-content h2 { color: var(--navy); margin-bottom: 1rem; }
.product-detail-content p { color: var(--gray); }

.product-detail-features {
  margin: 1.5rem 0;
}

.product-detail-features li {
  padding: 0.6rem 0;
  border-bottom: 1px solid var(--gray-light);
  font-size: 0.95rem;
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
}
.product-detail-features li:last-child { border-bottom: none; }
.product-detail-features li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 800;
  flex-shrink: 0;
  margin-top: 1px;
}

.ideal-for {
  background: var(--off-white);
  border-radius: 10px;
  padding: 1.25rem 1.5rem;
  margin-top: 1.5rem;
  border-left: 4px solid var(--gold);
}
.ideal-for strong { color: var(--navy); font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.05em; }
.ideal-for p { color: var(--gray); font-size: 0.9rem; margin: 0.4rem 0 0; }

/* ===== FOOTER ===== */
.footer {
  background: #070f21;
  color: rgba(255,255,255,0.65);
  padding: 4rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-brand p {
  margin-top: 1rem;
  font-size: 0.88rem;
  line-height: 1.7;
  max-width: 280px;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.footer-col ul li {
  margin-bottom: 0.5rem;
}
.footer-col ul li a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  transition: color 0.15s;
}
.footer-col ul li a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.82rem;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.footer-disclaimer {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.35);
  margin-top: 1rem;
  line-height: 1.6;
  max-width: 800px;
}

/* ===== MOBILE NAV ===== */
@media (max-width: 900px) {
  .hamburger { display: flex; }
  .nav-links, .nav-cta { display: none; }
  .nav-links.open, .nav-cta.open { display: flex; }

  .nav-inner { flex-wrap: wrap; height: auto; padding: 0.75rem 0; gap: 0; }
  .nav-links {
    flex-direction: column;
    width: 100%;
    gap: 0;
    padding: 0.5rem 0;
    border-top: 1px solid rgba(255,255,255,0.1);
  }
  .nav-links a { padding: 0.65rem 0; border-radius: 0; }
  .nav-cta {
    width: 100%;
    padding: 0.75rem 0;
    border-top: 1px solid rgba(255,255,255,0.1);
  }

  .hero-inner { grid-template-columns: 1fr; }
  .hero-card { display: none; }

  .steps { grid-template-columns: 1fr; }
  .steps::before { display: none; }

  .contact-grid { grid-template-columns: 1fr; }

  .about-hero-inner { grid-template-columns: 1fr; }
  .agent-photo { max-width: 240px; }

  .values-grid { grid-template-columns: 1fr; }

  .product-detail-inner { grid-template-columns: 1fr; direction: ltr !important; }

  .footer-grid { grid-template-columns: 1fr 1fr; }

  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  section { padding: 3.5rem 0; }
  .hero { padding: 4rem 0 3rem; }
  .hero-actions { flex-direction: column; }
  .hero-trust { flex-direction: column; gap: 0.75rem; }
  .trust-divider { display: none; }
  .trust-bar-inner { gap: 1.5rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .cta-band-actions { flex-direction: column; align-items: center; }
}