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TrueForge Life, LLC

Principal Agent — Dominic Raciti

Straightforward protection for your family & mortgage — without overpaying.

TrueForge Life, LLC is a virtual life insurance agency built to help middle-class families find the right coverage at the right price. We specialize in simplified issue solutions — no medical exams, no drawn-out approvals — so most clients know if they’re approved the same day they apply.

Because protecting the people and the home you’ve worked hard for shouldn't be complicated.

Save on premiums
We often lower monthly cost vs. employer/legacy plans.
Strong carriers
We partner with highly rated companies for permanence and stability.

About TrueForge Life

TrueForge Life, LLC is a virtual life insurance agency dedicated to helping middle-class families find the right coverage at the right price, ensuring their loved ones are protected. We cut through unnecessary industry jargon and make life insurance easy to understand, so you know exactly what you’re getting and why it fits your situation.

We hold contracts with top-rated national carriers such as Mutual of Omaha, Foresters Financial, American Amicable, Aetna/CVS, Corebridge Financial, and Transamerica. This allows us to shop multiple options on your behalf, instead of pushing a one-size-fits-all solution.

At TrueForge Life, we are driven by honesty, purpose, and connection. Our slogan — “Forged in truth. Built for each other.” — reflects our belief that strong protection and strong relationships go hand in hand. We are here to safeguard your family’s financial future while building something meaningful for our own families at the same time.

Options & How We Help

Term Life & Mortgage Protection

Flexible term life and mortgage protection strategies designed to protect your family’s income and keep them in the home if the unexpected happens. Coverage can be structured around your mortgage balance and remaining loan term so your loved ones aren’t left with a payment they can’t handle.

Indexed Universal Life (IUL)

Permanent life insurance with the ability to build cash value based on indexed market performance — without direct market downside. Ideal for long-term planning, supplemental retirement strategies, and lifetime protection when structured correctly.

Final Expense & Whole Life

Lifetime coverage that never expires and premiums that never increase. Designed to handle final expenses, small debts, and leave a meaningful legacy, with simplified applications and quick underwriting decisions in many cases.

Simplified Issue Solutions

We specialize in non-medical, simplified issue life insurance for people who want protection quickly without exams or long approval timelines. Many clients receive an approval decision the same day they apply, making the process simple and stress-free.

As an independent agency, we compare solutions across leading carriers — including Mutual of Omaha, Foresters Financial, American Amicable, Aetna/CVS, Corebridge Financial, and Transamerica — to help identify the best long-term value based on your health, budget, and goals.

What Clients Say

"Saved me money and simplified everything."
— L. M., Homeowner
"Dominic walked us through the options and made it easy."
— R. P., Small Business Owner
Have a story? Send it to dominic@trueforgeinsurance.com and we'll feature it.

Get in Touch

Ready to review your policy or request a personalized illustration? Schedule a quick call or send a note — whichever works best for you.

Phone:
Main Line: (574) 392-0192
Secondary: (574) 261-6606

Email: dominic@trueforgeinsurance.com

Online scheduling:
calendly.com/dominic-trueforgeinsurance/30min

Office Hours (Eastern Time): Mon–Fri 9:00 AM – 8:00 PM, Sat 9:00 AM – 5:00 PM.
Many of our clients are in Central Time (CT), which is one hour earlier — we’re happy to accommodate.

Schedule Online
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